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Commercial Lending

Financing a Business

 First determine your priorities before searching for funding. All your needs long-term, or short term? Every business has different goals and needs. If you seek the funding that is not appropriate for your business it could be a waste of time. However with a good business plan and research you’ll find that there are many great financing options available.

There’s generally two ways to raise money for your business: Debt financing, or Equity financing. When you take out a loan run your business on credit you eventually have to pay this amount back: that’s debt financing. Equity financing involves the sale of shares or a percentage of ownership in the company in exchange for other services or funding.

  Most commonly a small business will get a small loan from family and friends, or open a credit card for short-term financing. Some businesses will seek out loans from Banks, and there are hundreds of banks who offer lines of credit to entrepreneurs in need of financing.

 Working to obtain a bank loan involves legal forms that a good business lawyer can help you with. Please call to help you with real estate or business financing.

Article By Attorney Christopher Canton Email: info@californiasmallbusinesslaw.com

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